FOR LIFE INSURANCE AGENTS
Looking for a Better Way to Build Your Insurance Business?
PFG works with independent life insurance agents who want strong carrier options, practical training, client acquisition resources, technology, mentorship, and support for growing their business.
Whether you are already producing, newly licensed, or exploring the industry, we can show you how the PFG platform works so you can decide whether it fits the way you want to build.
IIndependent opportunity • Training and mentorship • Multiple-carrier access
WHO PFG WORKS WITH
Different Starting Points. One Goal: Build a Stronger Business.
Agents come to PFG at different stages of their careers. What matters most is a willingness to learn, serve clients well, and put consistent effort into building the business.
Experienced Agents
Already producing? PFG can provide access to additional carrier options, technology, client acquisition resources, training, and agency-building support as you look for ways to grow.
Newly Licensed Agents
If you have your license but are still learning the business, PFG provides training, mentorship, tools, and practical support to help you develop your skills and confidence.
Not Licensed Yet
Considering a career in life insurance? We can explain what the business involves, what licensing requires, and the resources available if you decide to move forward.
WHAT PFG PROVIDES
The Tools and Support to Help You Build Your Way
Independent agents need more than a contract. PFG brings together carrier access, training, client acquisition resources, technology, mentorship, and business-building support to help you serve clients and develop your business.
Carrier Access
PFG can provide access to products from multiple insurance companies so you can help clients review appropriate options based on their needs and eligibility.
Training & Mentorship
Build your knowledge of products, client conversations, sales fundamentals, and business practices through ongoing training and experienced support.
Client Acquisition Resources
PFG provides practical guidance and resources to help agents develop compliant prospecting, marketing, and follow-up practices that fit their market, budget, and business goals.
Technology & Tools
Use quoting, CRM, communication, and business-management tools designed to help you stay organized and manage your activity.
Compensation & Vesting
Agents are vested from day one, and commissions are paid directly by the insurance carriers. We also explain carrier compensation structures, advance options, renewals, and applicable chargeback provisions.
Agency Building
If you want to grow beyond personal production, PFG can provide systems, guidance, and support for developing and managing an agency.
TRAINING & MENTORSHIP
Learn the Business With Support Along the Way
Whether you are learning life insurance for the first time or refining an existing sales process, PFG provides training to help you better understand products, client conversations, and the day-to-day activities involved in building your business.
You can access ongoing training, practical sales guidance, product education, and mentorship from experienced professionals who can help you work through questions as they come up.
The goal is to help you develop the knowledge, habits, and confidence to serve clients professionally and build your business over time—not simply hand you a script and send you on your way.
Product & Carrier Education
Learn how products work, where they may fit, and how carrier differences can affect a client’s options.
Sales & Client Conversations
Develop a clearer process for discovery, presenting options, answering questions, and guiding clients through decisions.
Ongoing Mentorship
Get access to experienced support as questions come up and as you work to improve your activity, skills, and business habits.
CLIENT ACQUISITION, TECHNOLOGY & BUSINESS TOOLS
Practical Systems for Managing the Day-to-Day
The right tools can make it easier to stay organized, follow up consistently, and manage client activity. PFG gives agents access to practical resources that support prospecting, communication, and the day-to-day work of building an insurance business.
Client Acquisition Resources
PFG provides practical guidance and resources to help agents develop compliant prospecting, marketing, and follow-up practices that fit their market, budget, and business goals.
Client & Activity Management
Use quoting, CRM, communication, and follow-up tools to help keep conversations, appointments, and next steps organized.
Business Workflow Support
Use practical systems and guidance for scheduling, follow-up, workflow, and other day-to-day activities involved in running your insurance business.
COMPENSATION, VESTING & INDEPENDENCE
Understand the Business Side Before You Decide
Before joining an agency, you should understand how you are paid, how quickly commissions may be available, what happens to renewals, how vesting works, and what independence means for your business. PFG explains these details clearly so you can decide whether the platform fits the way you want to build.
Compensation & Cash Flow
Certain carrier arrangements may offer up to 75% annualization of first-year commissions, with daily-pay options available in some cases. Payment timing and chargeback provisions vary by carrier and contract.
Vesting & Renewals
PFG agents are vested from day one. Renewal commissions and other compensation terms are governed by the applicable carrier and agent contract.
Independence & Carrier Access
PFG operates as an independent life insurance brokerage. We explain carrier relationships, contracting expectations, and how access to multiple insurance companies can help you serve different client needs.
Agents are paid directly by the applicable insurance carrier. Commission levels, advance timing, payment schedules, renewals, chargeback provisions, and other compensation terms are governed by the applicable carrier and agent contract.
AGENCY BUILDING
Want to Build Beyond Personal Production?
Some agents want to focus on personal production. Others eventually want to develop a team and build an agency of their own.
PFG can provide guidance, systems, and support for agents who want to learn how to recruit, develop, and support other producers while continuing to serve clients.
There is no requirement to build an agency. You can focus on personal production, agency development, or a combination of both as your business and long-term goals evolve.
Build at Your Own Pace
You can focus on personal production, agency development, or a combination of both based on your goals.
Systems & Leadership Support
Learn practical approaches for onboarding agents, developing activity, communicating expectations, and supporting a growing team.
Long-Term Business Development
For agents who want to expand beyond personal production, PFG can provide guidance for developing systems, supporting other agents, and growing the business over time.
COMMON QUESTIONS
Questions About Working With PFG?
Choosing where to build your insurance business is an important decision. Here are answers to common questions agents ask about licensing, training, client acquisition, compensation, carrier access, and what it is like to work with PFG.
Do I need to already have a life insurance license?
No. PFG works with experienced agents, newly licensed agents, and people who are still exploring the industry. If you are not licensed yet, we can explain the licensing process and what would be required before you can begin selling insurance.
What kind of training and mentorship does PFG provide?
PFG provides training on products, carrier differences, client conversations, sales fundamentals, business activity, and day-to-day agency practices. Agents can also access ongoing mentorship and support as questions come up.
What client acquisition support does PFG provide?
PFG maintains a curated group of vetted client acquisition resources for independent life insurance agents. During the agent interview, we can discuss the available options so agents can evaluate which resources may fit their market, budget, and business goals. Availability, pricing, quality, and results may vary, and PFG does not guarantee performance.
How does agent compensation work?
Agents are paid directly by the insurance carriers and are vested from day one. Compensation levels, advance options, renewal commissions, payment timing, and chargeback provisions vary by carrier and contract. Certain carrier arrangements may offer up to 75% annualization of first-year commissions, with daily-pay options available in some cases.
Will I be limited to one insurance company?
No. PFG operates as an independent life insurance brokerage and works with multiple insurance companies. That gives agents access to different products, underwriting approaches, and coverage options when helping clients.
Do I have to recruit or build an agency?
No. Some agents choose to focus on personal production, while others want to develop a team or build an agency over time. PFG can support either path based on your goals.
What happens during an agent interview?
The first conversation is an opportunity to learn about your background, goals, licensing status, and what you are looking for in an agency. We can also walk through the PFG platform, training, client acquisition resources, technology, compensation structure, carrier access, and answer your questions so you can decide whether it is a good fit.
Agent compensation, client acquisition resources, carrier access, contracting, and other opportunity details are subject to applicable carrier and agent agreements. PFG does not guarantee earnings, production, marketing results, promotions, or business results.
READY WHEN YOU ARE
Ready to See If PFG Fits the Way You Want to Build?
Schedule a conversation to learn more about the PFG platform and ask questions about training, client acquisition, compensation, carrier access, technology, and agency development. We’ll help you understand how the opportunity works so you can decide whether it fits your goals.
Clear information. Real questions answered. No pressure to make an immediate decision.
PFG LIFE LLC
Independent guidance for life insurance, family protection, and retirement income strategies.
Contact
Phone: 208-417-7295
Email: [email protected]
Insurance products are subject to eligibility and underwriting. Product availability varies by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. Information provided is for educational purposes and is not individualized tax or legal advice. Consult a qualified tax or legal professional regarding your individual circumstances.
© 2026 PFG LIFE LLC. All rights reserved.